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Complete
Georgia First
Time Home Buyer
Grant
Information.
Are you thinking
of buying your
first home in
Georgia? Would
you like a free
gift of money to
help you
purchase that
first home? If
you answered yes
to these two
questions, there
is great news
for you. The
state of Georgia
provides free
money for its
residents who
are first time
home buyers and
need help with
the down payment
and closing
costs. This
money comes in
the form of
state grants.
This is free
money that
shouldn't be
passed up! The
grant awards can
be in the
thousands of
dollars. It will
be well worth
your time to
educate yourself
about the first
time home buyer
grant programs
that the State
of Georgia
provides.
Georgia First
Time Home Buyer
Grants
The agency in
Georgia that
provides
assistance to
first time home
buyers is
The Georgia
Department of
Community
Affairs. There
is just one
first time home
buyer grant
available,
depending upon
your income. The
program is the
Georgia Dream
Homeownership
Program. To find
out the specific
requirements,
please visit the
Georgia
Department of
Community
Affairs
website page
specifically
describing this
beneficial grant
program.
Federal First
Time Home Buyer
Grants
Besides the
state programs,
there are
federal funds
and grants
available to
first time home
buyers in
Georgia through
the Homes and
Communities
program of the
United States
Department of
Housing and
Urban
Development. On
their website
you'll find
complete grant
information,
application
forms,
description of
available funds,
as well as many
other helpful
tools.
Every potential
first time home
buyer should
investigate what
they have to
offer. You can
visit the
website by going
here:
US Dept. of
Housing and
Urban
Development.
Also,
there is a
website that has
a complete list
of all grant
programs
available
through the
United States
Federal
Government:
Grants.gov.
First time home
buyers should
plan to spend
the required
time
investigating to
determine how
many individual
grants they may
qualify for. You
can visit the
website by going
to
Grants.gov.
Other First Time
Home Buyer
Grants
There are also these local first time home buyer programs:
Atlanta Consumer
Mortgage
Counseling
Service Down
Payment
Assistance
Program Grant
(DPAP) (770)
455-1770
Charlton County
Community Home
Investment
Program (CHIP)
Down payment and
Closing Cost
Assistance (912)
496-2549
Clarke County
Housing &
Economic
Leadership
Partners Inc
Direct
Homeownership
Assistance
Program (706)
549-5200
Georgia Housing
Yes Inc Helping
Hands Program
(GIFT) (678)
937-0432
Hall County Down
Payment
Assistance
Program (DPAP)
(770) 297-1800
Multi Counties
United Way of
Metropolitan
Atlanta IDA
Program (IDA)
(404) 527-3549
Savannah Dream
Maker 1 - City
Wide (DM1) (912)
651-6926
Savannah Dream
Maker 2 - Target
Neighborhood
(DM2) (912)
651-6926
Savannah Dream
Maker 3 - Infill
Housing
Neighborhood
Street and Block
Revitalization
Projects (DM3)
(912) 651-6926
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